The first blockchain Lending as a Service platform is a tool for any professional lender in any country. Created for small business lending, using real acquiring data, utilizes the neural network for loans portfolio analytics and blockchain for straightforward loan portfolio securitization.
Inability of small entrepreneurs to get funds vital for their businesses from regular lenders fast and on fair terms.
Banks are unable to score and lend to SME losing vast profits due to outdated IT systems; they crave for solution.
High risks of regular loans to SMEs due to low financial literacy and obsolete technologies, as result interest rates up to 60% p.a.
Unique mix of technologies, state of art intelligent scoring machine dedicated to merchant SME, automated lean loan processing and blockchain-level transparency.
The Platform is connecting to borrower's acquiring, real data used for scoring and debt collection is automated by deducting a small 2-5% fee from future transactions.
Already by controlling repayments the WishFinance shows lowest risk on the market, to make risk even lower we have a solution to insure each loan from default, while maintaining high profitability.
WishFinance showed 24% per annum on $500000 test portfolio in 112 loans with NO defaults in 2017; this technology could be used by any lender in any country.
The platform provides a built-in Neural Network native to its data and created to help analysts make less mistakes and be more efficient while managing loan portfolio.
To know more about a country's economy WishFinance is using open data from like World Bank, International Monetary Fund, United Nations, OECD and other significant sources with an excellent reputation.
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Use real financial transactions data to score each of your SME borrowers to lower your business risks and provide fair interests rate.
In WishFinance Platform most of operations are automated, this way of business helps you to issue loans as fast as 24 hours maximum.
Each issued loan could be insured from borrower's bankruptcy so your investors are happy, you are happy, and your borrowers are happy.
Platform helps you to lend only to merchants who accept cashless payments, so each issued loan makes our world easier and more effective.
WishFinance Platform could be used by professional lender of any size at any country, enabling small and medium banks and other lenders to earn on SME financing.
Our product is created to serve most vulnerable and financially underserved types of businesses - small and medium companies.
The Platform uses the blockchain to revolutionize the way lenders do securitization of the portfolio when they need to sell it to outside investors. In addition to this groundbreaking application, the role of blockchain technology extends to the realm of online casino games, particularly within 온라인 슬롯사이트 (online slot game sites). By leveraging blockchain technology, gaming platforms are able to offer players a transparent and secure gaming experience like never before.
SMEs are the backbone of every country's economy. They are creating most of jobs and paying a lot of taxes. WishFinance Platform users are supporting them.
WSH is an access token needed to manage loan portfolio on the platform. It means a lender with 1000 active loans should own and deposit 1000 WSH tokens.
WSH tokens executed by an Ethereum are the access tokens. They can be traded the same as other cryptocurrencies through the bitcoin revolution trading platform. It is a crypto trading robot that allows users to achieve up to 60% of their daily profit from cryptocurrency trading. They needed to have access to the platform and manage a loan portfolio. Also, tokens could be rented from token holder by a lender with revenue share.
Howey posed questions about the nature and definition of a security. Today, blockchain tokens bring similar inquiry: By owning tokens, am I investing in a speculative enterprise?
WSH token risk score is 10/100 (low).
Platform Demo Release
Platform Prototype Release
Open Banking API for easy integration
Loans for online merchants
Loan Insurance and Loan exchange tools
Whitelabel for SME banking
International trade lending
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